top of page

Updated: Sep 26, 2022

We love the resourcefulness of small businesses. But without a dedicated accounts payable department, something as basic as onboarding, managing, and paying your team can require 3-5 different solutions. Every service comes with a monthly subscription fee, and it’s not long before all those logins start burning a hole in your pocket.

So how much is it actually costing you to do business? About $340/month. Is there anywhere you could save? Compared to Liquid, that’s $140+ down the drain.

But don’t take our word for it. We went through the numbers to break it down.

A Return to Math Class

It’s been a while since we’ve sharpened our No. 2 pencils, so we’ll keep this simple.

The Basics

You’re a moderate-sized startup with a liquid workforce taking a streamlined, efficient approach to growth: you have a bench of 10 contractors and a roster of 10 domestic vendors and 5 international vendors. In other words, you’ve got 25 invoices a month to handle. You have 2 people who need logins for AP and accounting, 1 person for legal, and 5 people submitting or reviewing expenses.

Your Subscription Portfolio

Like a lot of small businesses, you’ve probably bought some subscriptions to streamline your operations. Your monthly subscription bill could include:

  1. Gusto, to pay your contractors – $6/mo/person

  2., to pay your vendors – $69/mo/user and an additional $0.49/US Invoice or $9.99/Int’l Invoice

  3. Docusign, to sign documents – $25/mo

  4. Dropbox, to store your legal documents and invoices for 3 users- $37.50/mo

  5. Expensify, to track expenses – $4.99/mo/user

Mind Your Pennies

Six dollars here and five dollars there feel like nothing. But the math starts to crop up.

  1. Gusto for 20 contractors ($6/mo each) = $60/mo

  2. for 2 users ($69/mo each), 10 domestic vendors ($0.49 each), 5 international vendors ($9.99 each) = $192.85/mo

  3. Docusign = $25/mo

  4. Dropbox = $37.50/mo

  5. Expensify for 5 users ($4.99/mo/user) = $24.95/mo

That’s $340.30 in subscription fees every month, and that’s not even accounting for the time spent navigating between sites, matching invoices to work orders, and filling out wire transfers.

The Liquid Way

Liquid was created to empower small businesses to run efficiently – that means in terms of time and money. Not only does Liquid consolidate your invoices, legal documents, and work orders in one location, but it streamlines the costs of sending invoices.

  1. Liquid Growth Plan: $199/mo for unlimited wire transfers

That’s a $140 savings over the mix-and-match approach, without the hassle of five different logins to keep track of.

Pencils Down

Liquid is available in multiple plans to accommodate your business, and even offers custom plans uniquely tailored to your needs. Contact us today to save on your bottom line.



2 min read

The Cost of Too Many Subscriptions

Great news for our valued customers!


We're in the process of creating LiquidTrust – our new, easy-to-use, and secure global payment solution based on all your feedback. Whether you choose direct payments or the added security of escrow, LiquidTrust is designed to fit your business needs.


Learn more and request early access to our beta version. We're confident it will be a game-changer for how you grow your business.

bottom of page